Updated for PM Surya Ghar: Muft Bijli Yojana (2026)

Free Solar Calculator for India – Calculate System Size, Cost and Savings

Estimate the rooftop solar capacity your property may need using your electricity consumption, location, available roof space, and electricity tariff. Explore estimated generation, installation cost, savings, applicable subsidies, and payback.

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Free Preliminary Estimate
Instant sizing based on engineering principles
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28 States & UTs Localized
Regional solar insolation and DISCOM tariffs
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Transparent MNRE Subsidies
Up-to-date PM Surya Ghar financial slabs
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No Forced Sign-Up
View comprehensive results without registration

Interactive Solar Rooftop Sizing Engine

Follow 6 guided steps to calculate system kW, rooftop panel count, net costs, and payback.

Engineering Sizing Mode: Active

Step 1: Where is your property located?

Solar irradiance (Peak Sun Hours) and DISCOM net-metering tariffs vary significantly across Indian states.

Includes regional solar insolation data.
Major load centers and solar zones.
Assigned DISCOM & Grid Operator:
MSEDCL / Tata Power / Adani Electricity
Instant client-side calculation • No page reloads • Validates roof area & local state tariffs
Engineering Simulation Results

Recommended Solar System: 4.4 kW

Calculated feasibility summary based on your energy consumption baseline and local solar yield.

System Capacity
4.4 kW
Nominal DC power rating
Solar PV Panels
8 Modules
550Wp Tier-1 Mono PERC
Annual Generation
6,023 kWh
Estimated year 1 energy
Daily Generation
16.5 kWh / day
Average daily electricity output
Roof Space Required
320 sq. ft.
Shadow-free area + walkways
PM Surya Ghar Subsidy
₹78,000
Central Financial Assistance
Net Customer Outlay
₹1,59,600
Gross Cost minus subsidy
Monthly Bill Savings
₹3,483 / mo
Blended retail & export tariff
Annual Savings
₹41,800 / yr
First-year financial savings
Simple Payback
3.8 Years
Investment recovery milestone

Technical Sizing & Parameters Ledger

Location: Maharashtra (Mumbai)
Monthly Baseline: 609 kWh / month
Applied Tariff: ₹7.80 / kWh
Panel Configuration: 8 × 550W Modules
Gross Turnkey: ₹2,37,600
Direct Subsidy: - ₹78,000
Net Payable: ₹1,59,600
1st Year Savings: ₹41,800
Payback Period: 3.8 Years

Monthly Energy Generation vs. Consumption Profile

Seasonal simulation comparing solar output against expected grid electricity consumption across all 12 calendar months.

Estimated Solar Output (kWh)
Property Grid Demand (kWh)
Insolation Peak: March–May (Summer High) Monsoon Attenuation: July–August (~30–35% reduction modeled) Winter Optimum: October–February (Clear skies, favorable ambient temperature)

Turnkey Balance of System (BoM) Project Cost Breakdown

Solar engineering project costs consist of five key functional subsystems. Below is the transparent engineering Bill of Materials (BoM) cost allocation based on prevailing Indian market benchmark turnkey rates.

Subsystem / ComponentEngineering Specifications & StandardsShare (%)Estimated Cost (₹)
Solar PV Modules550Wp Tier-1 Mono PERC / TOPCon, Half-Cut, DCR Compliant (ALMM listed)50%₹1,18,800
Solar InverterGrid-tied String Inverter, MPPT tracking, IP65 rated, Wi-Fi telemetry monitoring18%₹42,768
Module Mounting Structure (MMS)Hot-Dip Galvanized (HDG) / Anodized Aluminum, rated for 150 km/h wind velocity12%₹28,512
Balance of System (BoS) & CablingSolar DC cables (XLPO, UV resistant), AC cables, ACDB/DCDB boxes, SPDs, chemical earthing10%₹23,760
Installation, Net-Metering & LiaisonCivil footing, electrical cabling, DISCOM net-meter documentation, CEIG approval10%₹23,760
Total Turnkey Project Cost (Gross)100%₹2,37,600
Applicable PM Surya Ghar Central Financial Assistance (Subsidy)CFA- ₹78,000
Net Payable Capital InvestmentNet₹1,59,600
* Note: BoM cost breakdowns are indicative industry benchmarks. Actual turnkey EPC pricing may vary based on rooftop elevation (elevated structure vs flat roof), cable run length, and installer warranties.
GOVERNMENT INCENTIVES Ministry of New and Renewable Energy (MNRE)

PM Surya Ghar: Muft Bijli Yojana Central Subsidy Guide

Launched by the Prime Minister in February 2024 with a ₹75,021 Crore national outlay, the PM Surya Ghar scheme provides direct Central Financial Assistance (CFA) deposited into the consumer's bank account following DISCOM net-meter inspection.

1 kW Rooftop System
₹30,000
Fixed CFA subsidy rate for residential systems up to 1 kW capacity. Requires ~80 sq. ft. roof space.
2 kW Rooftop System
₹60,000
Calculated at ₹30,000 per kW up to 2 kW capacity. Generates ~8–9 units daily.
3 kW & Above (Maximum)
₹78,000
Maximum national subsidy ceiling cap for any single residential household (₹30k + ₹30k + ₹18k).
Commercial / Industrial
40% Tax Benefit
Direct subsidy is ₹0. Businesses claim 40% Accelerated Depreciation (AD) under Section 32 of Income Tax Act.

Mandatory Subsidy Eligibility Criteria (MNRE Compliance):

  • Residential Consumer: The electricity connection must be in the domestic/residential tariff category of the state DISCOM.
  • DCR Modules Only: Solar PV modules must be manufactured in India using domestically manufactured cells (Domestic Content Requirement - DCR).
  • ALMM Listing: Both the module model and manufacturer must be actively listed on the Approved List of Models and Manufacturers (ALMM) by MNRE.
  • Registered EPC Vendor: The installation must be executed through a vendor empanelled with the National Portal for Rooftop Solar.
  • Net Meter Synchronization: Inspection and bidirectional meter commissioning by the local DISCOM electrical engineer.
Official Verification Source: pmsuryaghar.gov.in (National Portal) Last Verified by IISE Faculty: October 2026

25-Year Cumulative Savings & Payback Projection

Solar panels are guaranteed by Tier-1 manufacturers for 25 years with a linear power warranty. Below is the multi-year cash flow forecast accounting for 0.7% annual module degradation, 3% grid electricity tariff inflation, routine O&M, and a scheduled inverter replacement in Year 12.

Milestone YearAnnual Output (kWh)Yearly Savings (₹)O&M Maintenance (₹)Major Component OutlayCumulative Net Cash Flow (₹)
Degradation Model:
0.7% annual reduction from Year 2 onwards (yielding ~84% nominal output at Year 25).
Tariff Escalation:
Conservative 3.0% compound annual growth based on historical SERC rate revisions.
Inverter Replacement:
Factory warranty covers 8–10 years. Budgeted replacement in Year 12 at 15% initial capital cost.

How the Free Solar Calculator Works

Our solar sizing model translates your monthly utility bills into an actionable, engineer-verified solar blueprint in 5 logical steps.

01

Enter Location

Select your Indian State & City to retrieve verified solar irradiance indices (PSH) and regional DISCOM tariff schedules.

02

Input Energy Use

Provide your average monthly units (kWh) or bill amount (₹) to compute daily kilowatt-hour generation targets.

03

Define Roof Area

Specify usable shadow-free terrace space or calculate it using our built-in length × width setback helper.

04

Select Category

Select residential, commercial, or industrial to apply appropriate PM Surya Ghar subsidies or corporate tax depreciation.

05

Review Report

Explore recommended system capacity in kW, module count, turnkey capital outlay, annual savings, and payback period.

Engineering Calculation Methodology & Formulas

At the Indian Institute of Solar Energy (IISE), our calculator implements transparent Photovoltaic (PV) system sizing algorithms conforming to Bureau of Indian Standards (BIS) and MNRE best practices.

1. Daily Energy Demand (E_daily)

Determines the daily target kilowatt-hours to offset:

E_daily = (Monthly_Units × Offset_Target) / 30

2. Target PV DC Capacity (P_PV)

Sizes solar array using local Peak Sun Hours (PSH) and Performance Ratio (PR):

P_PV (kW) = E_daily / (PSH × PR)

3. Required Module Quantity (N_mod)

Calculates panel count using 550Wp modules (rounded up):

N_mod = Ceiling(P_PV / 0.55 kW)

4. Annual Energy Yield (E_annual)

Sums expected annual kilowatt-hours over 365 operating days:

E_annual = P_PV × PSH × PR × 365

5. Blended Financial Savings (S_annual)

Models 80% self-consumption + 20% grid export under net metering:

S_annual = E_annual × (0.8×T_retail + 0.2×T_export)

6. Simple Payback Period (T_payback)

Computes years required to recover net out-of-pocket investment:

T_payback = Net_Capex / S_annual

Technical Assumptions & Engineering Limitations

To ensure complete academic and technical honesty, all calculation constants and physical modeling assumptions are published below.

Simulation ParameterStandard Engineering ValueTechnical Rationale & Verification Source
Peak Sun Hours (PSH)4.4 to 5.5 kWh/m²/dayDerived from IMD (India Meteorological Department) and NASA SSE satellite insolation datasets for Indian geographic coordinates.
Performance Ratio (PR)75.0% (0.75)Standard temperature coefficient losses (-0.35%/°C above 25°C STC), string inverter conversion efficiency (97.5%), dust/soiling derating (3%), and AC/DC Ohmic cable drop (2%).
PV Module Wattage550 Wp Tier-1 Mono PERCStandard utility-grade bifacial/monofacial half-cut cells. Area per module: ~2.27 m² (~24.5 sq. ft.).
Roof Area Density Factor80 to 85 sq. ft. per kWEncompasses panel footprint plus mandatory row-to-row inter-panel inter-shading spacing and 600 mm maintenance access pathways.
Self-Consumption Share80% Direct / 20% ExportReflects typical daytime occupancy profiles in residential and commercial buildings under standard net-metering regimes.
Grid Export Valuation₹3.00 to ₹3.50 / kWhBanking and export energy settlement cap defined by state SERCs (Average Power Purchase Cost - APPC or flat feed-in credit).
Module Degradation0.7% per annumWarranty backed linear degradation (first year: 2% initial LID, subsequent years: 0.55%–0.7% annually).
Tariff Inflation Rate3.0% per annumHistorical 10-year compound annual growth rate of retail electricity tariffs approved by State Electricity Regulatory Commissions.
⚠️ Engineering Limitations Notice: Online calculator estimates cannot model micro-shading from localized chimneys, TV antennas, high-rise neighbor towers, or trees. A physical site survey with solar pathfinder or 3D LiDAR drone mapping is required for definitive engineering sign-off.

Solar Panel Sizing Examples for Typical Indian Properties

Explore benchmark reference scenarios across small homes, medium residences, large villas, commercial offices, and industrial sheds.

Property ScenarioMonthly BillMonthly UnitsRecommended SystemPanel CountRoof SpaceNet Cost (After Subsidy)Payback Period
Small Residential (1-2 BHK Apartment / Small House)₹1,500 / mo~200 kWh1.65 kW3 × 550W~140 sq. ft.₹52,800 (₹49.5k subsidy)3.2 Years
Medium Residential (2-3 BHK Independent House)₹3,500 / mo~460 kWh3.3 kW6 × 550W~280 sq. ft.₹1,00,200 (₹78k subsidy)3.1 Years
Large Residential (4-5 BHK Villa with Multiple ACs)₹7,500 / mo~1,000 kWh6.6 kW12 × 550W~560 sq. ft.₹2,78,400 (₹78k subsidy)3.6 Years
Commercial Office (Small SME / Branch Facility)₹35,000 / mo~3,500 kWh25.0 kW46 × 550W~2,125 sq. ft.₹12,00,000 (40% AD Tax)3.8 Years
Industrial Shed (Manufacturing / Warehouse)₹1,20,000 / mo~15,000 kWh100.0 kW182 × 550W~8,500 sq. ft.₹45,00,000 (40% AD Tax)3.3 Years

Targeted Solar Calculator Use Cases & Applications

Depending on your billing structure, roof type, and state jurisdiction, sizing considerations adjust to optimize economic returns.

Solar Calculator for Home

Residential homeowners benefit from PM Surya Ghar: Muft Bijli Yojana subsidies up to ₹78,000. Typical home installations range from 2 kW to 5 kW, slashing monthly electricity bills by 80% to 95%.

Rooftop Solar by Electricity Bill

Entering your monthly bill in Rupees allows instant sizing estimation. Our engine subtracts standard fixed meter charges (~5%) and applies your state's active retail tariff slab to derive true energy consumption.

Solar Sizing by Units (kWh)

Unit input is the preferred engineering methodology. Directly using kilowatt-hours bypasses municipal taxes, electricity duties, and power factor surcharges, giving 100% mathematical sizing precision.

Solar for Commercial & Industrial

Commercial tariffs in India often exceed ₹10–₹12 per unit. While direct PM Surya Ghar capital subsidy is ₹0, commercial entities recover up to 40% of project capex through Accelerated Depreciation tax write-offs.

Solar Calculator for Maharashtra

In Maharashtra, MSEDCL, Tata Power, and Adani Electricity implement net-metering regulations with average peak insolation of 5.0 PSH. High residential tariffs (~₹7.80–₹11.50) provide rapid payback in 3.1 to 3.8 years.

Solar Battery Storage Considerations

Hybrid systems incorporate Lithium-ion (LiFePO4) storage for power cut autonomy. Battery storage adds approximately ₹15,000–₹22,000 per kWh. Sizing requires critical daytime vs nighttime load analysis.

Why Use the IISE Free Solar Calculator?

Unlike commercial vendor calculators built to generate sales leads by exaggerating generation claims or quoting artificially low turnkey costs, the Indian Institute of Solar Energy provides an objective, faculty-verified engineering tool.

1
Academic & Faculty Rigor
Engineered by professors and senior solar design faculty at India's premier solar PV training institute.
2
Transparent Open Formulas
All sizing math, performance ratios, module degradation, and cost per kW parameters are fully disclosed.
3
Current Subsidy Compliance
Aligned precisely with MNRE PM Surya Ghar 2026 guidelines, separating residential assistance from commercial tax rules.
4
Completely Free & Private
No paywalls, no forced phone number requirements, and zero aggressive spam calls.

When to Consult a Qualified Solar PV Engineer

A web calculator is an essential preliminary feasibility tool, but it cannot replace professional on-site engineering due diligence. Always commission an on-site survey before finalizing contracts:

1. 3D Shadow Analysis
Physical evaluation of parapet walls, overhead water tanks, mobile towers, and adjacent high-rises across winter and summer sun angles.
2. Structural Load Audit
Verification that the RCC slab or industrial metal sheet can safely bear module dead weight (~15–20 kg/m²) and uplift wind loads up to 150 km/h.
3. Electrical SLD & Stringing
Single Line Diagram (SLD) design, MPPT string voltage matching (Voc / Vmp temperature limits), and AC/DC surge protection coordinate checks.
4. DISCOM Net-Metering Sanction
Feeder transformer capacity verification (typically capped at 70–80% of local distribution transformer rating) and formal interconnection approval.
Need an academic technical review or vendor quotation audit? Request Professional Feasibility Review →

Need Help Choosing the Right Solar System?

Use your preliminary calculation as a starting point. Request an engineering review of system capacity, roof shading, project economics, and PM Surya Ghar subsidy approval from IISE technical specialists.

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Frequently Asked Questions (FAQ)

Comprehensive engineering answers prepared by IISE solar faculty.

A solar calculator is an interactive engineering estimation tool that calculates the optimal photovoltaic (PV) array capacity required for your property. It factors in your historical electricity bills or units (kWh), regional solar irradiance (Peak Sun Hours), usable shadow-free roof area, system losses (Performance Ratio), and local DISCOM net-metering tariffs to project annual electricity generation, capital installation cost, applicable PM Surya Ghar government subsidies, and simple payback period.
To calculate system size, divide your average monthly electricity consumption (kWh) by 30 to determine daily demand. In India, 1 kW of rooftop solar produces approximately 4.0 to 4.5 kWh per day (accounting for a 75% Performance Ratio). For instance, if your home consumes 600 kWh monthly (20 kWh/day), you need approximately 20 / 4.5 ≈ 4.4 kW of installed solar capacity.
Module count equals your required DC system capacity divided by individual panel wattage. Using contemporary 550 Wp (0.55 kW) Tier-1 Mono PERC modules: a 3.3 kW system requires 6 modules (3.3 / 0.55 = 6); a 4.4 kW system requires 8 modules; a 6.6 kW system requires 12 modules; and a 10 kW system requires 18 to 19 modules.
In India, 1 kW of rooftop solar generates on average 4.0 to 4.5 kWh (units) per day throughout the year. Over 365 operating days, a 1 kW array produces between 1,400 and 1,600 kWh annually, depending on your geographic state, local solar irradiance, panel tilt angle, orientation (true South), and seasonal monsoon attenuation.
As an engineering benchmark, modern 540W–550W solar modules require approximately 80 to 85 sq. ft. of shadow-free roof area per 1 kW of installed DC capacity. A 3 kW rooftop system needs approximately 250 to 280 sq. ft.; a 5 kW system requires ~400 to 450 sq. ft.; and a 10 kW system needs ~800 to 850 sq. ft. This includes mandatory row-to-row spacing and 600 mm perimeter access pathways for panel cleaning.
Benchmark turnkey rooftop solar costs in India range from ₹58,000 to ₹65,000 per kW for small residential systems (1–3 kW), and ₹48,000 to ₹55,000 per kW for systems between 3 kW and 10 kW. Under PM Surya Ghar: Muft Bijli Yojana, residential central subsidies of up to ₹78,000 significantly reduce out-of-pocket net investment (e.g., a 3 kW system costing ~₹1,80,000 gross costs only ~₹1,02,000 net).
Yes. Our calculator converts your rupee bill into estimated units by deducting typical fixed charges (~5%) and dividing by your regional retail tariff. For example, a ₹5,000 monthly bill at an average Maharashtra residential tariff of ₹7.80/kWh represents approximately 610 kWh of monthly energy demand, which sizes to a 4.4 kW solar system.
Yes, entering actual units (kWh) consumed is significantly more accurate than entering your bill amount. Bill totals include tiered telescopic tariff slabs, fixed meter charges, fuel adjustment charges (FAC), power factor incentives/penalties, and municipal electricity taxes that do not scale linearly with solar energy generation.
Solar savings are calculated based on self-consumed electricity (which offsets your grid bill at full retail tariff) plus any surplus energy exported to the grid (credited at the state net-metering feed-in tariff, typically ₹3.00–₹3.50/kWh). A 4.4 kW system generating 6,023 kWh annually at a blended rate of ~₹6.94/kWh yields approximately ₹41,800 in first-year electricity savings.
Simple payback period equals your net capital investment (gross project cost minus applicable PM Surya Ghar subsidy) divided by your first-year annual electricity bill savings. For a residential 3.3 kW system with a net outlay of ₹1,00,200 and annual savings of ₹32,000, the simple payback is ₹1,00,200 / ₹32,000 ≈ 3.1 years.
Yes. Our calculator automatically applies official MNRE PM Surya Ghar: Muft Bijli Yojana Central Financial Assistance (CFA) rules: ₹30,000 for 1 kW; ₹60,000 for 2 kW; and ₹78,000 flat ceiling for systems 3 kW and larger in residential domestic connections.
No. Direct central capital subsidies under PM Surya Ghar are exclusively reserved for residential domestic connections. However, commercial and industrial enterprises can claim 40% Accelerated Depreciation (AD) under Section 32 of the Income Tax Act, significantly lowering corporate tax liabilities and yielding project payback in 3.5 to 4 years.
Yes. Maharashtra has specific insolation (5.0 PSH average) and distribution utilities including MSEDCL, Tata Power, and Adani Electricity. Selecting Maharashtra configures current MERC tariff rates and net-metering interconnection rules.
Yes. Our database contains localized solar insolation figures, DISCOM names, and base electricity tariffs for 28 Indian States and Union Territories, including Gujarat, Rajasthan, Karnataka, Tamil Nadu, Delhi, Uttar Pradesh, Kerala, West Bengal, Telangana, and Punjab.
The calculator provides preliminary engineering estimates with an accuracy of approximately ±5% to ±10% under standard shadow-free conditions. Actual generation will depend on roof tilt angle, geographic azimuth, localized micro-shading, dust accumulation, and specific inverter efficiency.
The base financial model focuses on On-Grid net-metered solar (the most economical configuration). If you choose Hybrid solar, the tool provides guidance notes on storage costs. Lithium-ion (LiFePO4) storage typically adds ₹15,000 to ₹22,000 per kWh of usable capacity.
To prepare a definitive turnkey EPC quotation, an engineer requires: 12 months of electricity bills (to assess seasonal load profiles), structural roof drawings or physical inspection (RCC slab vs metal sheet), shadow trajectory analysis, distance between roof and main distribution panel (cable run length), and sanction load approval from your DISCOM.
Yes, 100% free. The Indian Institute of Solar Energy provides this tool as a public clean-energy educational service to empower Indian homeowners, solar students, and commercial enterprises with transparent solar engineering data.

Plan Your Solar Project with Better Information

Whether you are an Indian property owner evaluating rooftop solar feasibility or an aspiring engineer looking to design bankable PV projects, IISE provides the technical foundation you need.

Official Data Sources & Technical References:

1. Ministry of New and Renewable Energy (MNRE), Government of India – PM Surya Ghar: Muft Bijli Yojana Operational Guidelines (2024–2026).
2. National Portal for Rooftop Solar (pmsuryaghar.gov.in).
3. India Meteorological Department (IMD) & NASA Surface Meteorology and Solar Energy (SSE) Irradiance Database.
4. State Electricity Regulatory Commissions (MERC, GERC, RERC, KERC, TNERC, DERC, UPERC) Tariff Orders and Net-Metering Regulations (2025–2026).

Information Verification Date: Scheme criteria, benchmark turnkey costing, and central subsidies last verified by IISE engineering faculty in October 2026.

Engineering & Legal Disclaimer: The results generated by the IISE Free Solar Calculator are indicative estimates intended for preliminary feasibility analysis and education. Actual photovoltaic generation, capital costs, DISCOM subsidy approvals, and electricity savings depend on specific physical rooftop conditions (including azimuth, tilt angle, local 3D shading, and ambient temperature coefficients), local distribution company policies, and binding commercial quotations from empaneled EPC vendors. IISE does not guarantee specific monetary savings or subsidy approvals.